Our Team

Mr. M S Shabbir – B.Sc; Diploma in Journalism & Public Relations

Promoter & Managing Director

Promoter and Managing Director of SenSage has over 35 years of banking experience in areas of personal banking, investment banking, private banking, financial planning and wealth management. He has setup Expatriate Service Desks and International Relations Centre for major banks in the Gulf – Saudi Arabia, Oman and Qatar.

He has been answering personal money management questions and supporting the financial planning process of over 6,000 investors and has helped them achieve their goals and dreams.

  • 35 years Banking experience
  • Andhra Bank, S.C. Exchange, Bank of Credit & Commerce International, Banque Indosuez, Saudi Fransi Bank, Omani European Bank, Oman International Bank, Doha Bank

Mr. M. K. Zaman – B.Sc B.E. (Civil) AIBB (India), ACIB (London), FCIB (London)


Areas of experience include Retail Banking Operations, Trade Finance, Credit and Risk Management, Corporate Governance, Training. Zaman is a Policies and Procedures Specialist and is conversant with Shariah standards, Islamic Banking products in India and is a Member of Academic Committee of BSR University, Chennai.

  • 40 years of Banking experiences
  • State Bank Of India, Abu Dhabi Islamic Bank, National Bank of Oman, Bahrain & Kuwait, Commercial Bank International
  • Focus Holding – Consulting

Ms. Lubna Shabbir – Certified Financial Planner (CFP)

Promoter and Director

Lubna is a qualified Chartered Islamic Finance Professional from INCEIF at Kuala Lumpur, Malaysia and holds the designation of Certified Financial Planner. All this requires strict adherence to professional guidelines and ongoing continued education. CFP is a program that holds the planner responsible to provide competent and ethical financial planning. She is conversant with Shariah standards and Islamic Investment products and is also a registered investment advisor with Securities Exchange Board of India.